Take Control of Your Credit Score

Australia's trusted credit repair specialists. We analyse your credit reports from Equifax, illion and Experian, identify errors and negative items, and work to get them removed — boosting your score and your financial future.

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2,400+
Items Removed
94%
Success Rate
1,200+
Happy Clients
EquifaxillionExperian

How CreditLift Works

Three simple steps to a better credit score

We Pull Your Credit Reports

We retrieve your full credit reports from all three Australian bureaus — Equifax, illion and Experian — and analyse every entry.

We Identify & Dispute Issues

Our experts identify errors, outdated listings, and unfair negative marks. We file formal disputes with bureaus and creditors on your behalf.

Your Score Improves

As items are corrected or removed, your credit score rises. Track your progress in real-time through your CreditLift dashboard.

Simple, Transparent Pricing

Choose the plan that fits your credit repair needs

Assessment
$299 one-off
  • Non-refundable file review
  • Full credit report analysis (3 bureaus)
  • Personalised repair strategy
  • Score improvement estimate
  • Detailed written report
Book Assessment
Service
$199/month
  • Active dispute lodgement
  • Minimum 2 months commitment
  • All 3 bureaus covered
  • Email support
  • Monthly progress updates
  • Dashboard access
Choose Service
Monitoring
$49/month
  • Post-repair score tracking
  • All 3 bureaus monitored
  • Real-time alerts
  • Monthly score reports
  • Dashboard access
Choose Monitoring

What Our Clients Say

Real results from real Australians

★★★★★

"CreditLift removed 3 defaults from my Equifax report in just 8 weeks. My score went from 480 to 650. I was finally able to get approved for a home loan."

DM
Daniel M.Melbourne, VIC — Score +170
★★★★★

"I had an incorrect default listing from Telstra that I couldn't get removed on my own. CreditLift handled everything and it was gone within 6 weeks."

KL
Karen L.Sydney, NSW — Score +95
★★★★★

"The dashboard makes it so easy to track progress. I can see every dispute, every score change. Professional service and the Growth plan is great value."

RP
Ryan P.Brisbane, QLD — Score +120

Frequently Asked Questions

What is credit repair?
Credit repair is the process of identifying and disputing inaccurate, outdated, or unfair negative items on your credit report. Under Australian Consumer Law and the Privacy Act, you have the right to request corrections to your credit file with Equifax, illion, and Experian.
How long does it take to see results?
Most clients see their first items removed within 4-8 weeks. Credit bureaus in Australia have 30 days to investigate disputes. Complex cases involving creditor negotiations may take longer, but we keep you updated through your dashboard every step of the way.
Is credit repair legal in Australia?
Absolutely. You have a legal right under the Privacy Act 1988 to dispute inaccurate information on your credit file. CreditLift helps you exercise this right professionally and effectively.
Which credit bureaus do you work with?
We work with all three major Australian credit bureaus: Equifax (formerly Veda), illion (formerly Dun & Bradstreet), and Experian. Our Growth and Total Repair plans cover all three bureaus.
What if my items can't be removed?
We provide an honest assessment upfront. If an item is legitimately listed and accurate, we'll tell you. However, we find that many negative items contain errors or don't comply with reporting requirements — and those can be removed.
Can I cancel my subscription anytime?
Yes, all subscriptions are month-to-month with no lock-in contracts. You can cancel, upgrade, or downgrade your plan at any time through your dashboard.

Ready to Lift Your Credit Score?

Join over 1,200 Australians who've taken back control of their credit.

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